Top Tips for Traveling with Your Family on Points and Miles

Quick rundown of my best tips to help your family get the most out of your points and miles

TIPS AND TRICKS

Craig Curry

1/28/20258 min read

a family of four people standing in front of a plane
a family of four people standing in front of a plane

Introduction:

Traveling as a family using points and miles is a powerful way to create unforgettable experiences while significantly reducing the financial burden that often comes with vacations. By leveraging travel rewards, families can access incredible destinations, stay in comfortable accommodations, and enjoy memorable adventures, all without the hefty price tag. However, to make the most of points and miles, a bit of strategy is required. This blog offers actionable tips to help families maximize their travel rewards, from booking flights to choosing accommodations, ensuring that each family member can travel more and spend less.

1. Be Flexible with Dates and Destinations

Flexibility is one of the most important factors when booking travel using points and miles. Award availability can vary greatly depending on the dates and destinations, so being adaptable can help families secure the best deals. If your travel plans are tied to specific dates due to school schedules, consider expanding your destination options. Some locations may offer better award availability, especially during peak travel periods, such as school holidays or long weekends. By being open to different destinations, you can find better deals and ensure a more cost-effective trip.

In addition to being flexible with destinations, consider flying from nearby airports or major hubs to increase your chances of securing award space. This strategy, known as "positioning flights," involves flying from an airport that may not be your home base but offers more availability and better deals on flights. While this might involve an extra short connecting flight, the points saved can make it worthwhile, especially for families looking to stretch their rewards further.

2. Choose Family-Friendly Airlines and Programs

When selecting airlines for family travel, it’s essential to choose those with policies and rewards programs that cater to the needs of families. Southwest Airlines stands out as a family-friendly option, primarily because of its free checked bag policy for each passenger, which is an immediate cost-saver for families traveling with multiple kids. Another incredible benefit of Southwest is the Southwest Companion Pass, one of the best deals in air travel. This pass allows one person to fly free (apart from taxes and fees) with a paying passenger. If you’ve earned the Companion Pass, this means that one of your family members, whether it’s a spouse, child, or other travel companion, can fly for just the cost of taxes and fees, making it an incredible way to reduce flight costs.

Additionally, many airlines and hotel programs allow families to pool their points, making it easier to redeem rewards collectively. Programs like JetBlue, United Airlines, Hilton, Hyatt, and Marriott allow families to combine points from different accounts, helping to accumulate enough for award bookings. This is particularly useful for families with one parent accumulating more points than the other or when younger family members are added to an account. Pooling points ensures everyone can travel together without worrying about individual point balances, making it easier to book family trips without any hiccups.

3. Select Accommodations Strategically

Choosing the right accommodations is crucial for families who want to make the most of their travel rewards. Many hotel brands offer family-friendly options that are both spacious and cost-effective. For example, Hyatt hotels such as Hyatt Place provide ample room sizes, often with multiple beds and enough space to comfortably fit families of up to six people. These properties are an excellent choice for families who need more room to spread out and avoid booking multiple rooms. Hyatt House properties are also great for families, as they come with kitchenettes, allowing families to prepare their meals. Having access to a kitchen is particularly beneficial for families, as it reduces the need to dine out for every meal, which can quickly add up on vacation.

In addition to larger rooms and kitchens, family-friendly hotels often offer complimentary breakfasts, which can save families time and money. For families with children, it’s also worth considering hotels with specialized programs or activities, such as Camp Hyatt, which provides kids with opportunities to enjoy fun and engaging activities while parents get a break. Hotels that provide extra beds or flexible room configurations, like pull-out sofas or additional queen beds, can help make the stay more comfortable for everyone, ensuring that there is enough space for the entire family to relax and enjoy their time together.

4. Maximize Credit Card Benefits

One of the most effective ways to maximize your points and miles is by leveraging credit card benefits. Applying for travel credit cards with generous sign-up bonuses can provide a significant boost to your rewards balance, especially if both parents in a household apply for separate cards. This strategy allows families to double their rewards, helping to accumulate points quickly. Once the sign-up bonuses are earned, it’s crucial to continue using these cards strategically for everyday expenses. Whether it's for groceries, daycare, or other routine purchases, using your travel credit cards to pay for everyday items allows you to earn points faster. Over time, these points can add up quickly, helping to fund future family vacations or upgrades. Additionally, some cards offer enhanced rewards on specific categories, like dining or gas, which can further accelerate your point accumulation.

5. Plan Ahead and Accumulate Points Strategically

Planning ahead is vital when it comes to accumulating points and booking travel. A well-thought-out strategy involves selecting your destination first and then working backward to determine how to gather the necessary points and miles for that specific trip. This approach ensures you stay focused on earning rewards for a particular goal, making it easier to accumulate enough points without spreading yourself too thin across multiple programs. Alternatively, you can take advantage of transferable points from flexible rewards programs, such as those from Chase Ultimate Rewards, American Express Membership Rewards, or Citi ThankYou points. These programs allow you to select a destination based on availability and the best redemption value, providing greater flexibility when planning your trip.

To avoid the trap of "shiny object syndrome," it's essential to have a clear, long-term plan for your points and miles strategy. This means resisting the urge to chase after every new sign-up bonus or limited-time offer, which can lead to points being scattered across too many programs. When points are spread out too thinly, it becomes more difficult to redeem them for valuable rewards. Instead, focus on a few key programs that align with your travel goals and accumulate points within those accounts. With a strategic approach, you'll be able to make the most of your points and miles, ensuring that you have enough for future family trips without losing track of your long-term objectives.

6. Optimize Flight Redemptions

When planning family travel, booking flights early is one of the best ways to secure the most favorable redemption rates. Award availability for flights often decreases as the departure date approaches, and booking closer to the travel date can lead to higher point requirements. By locking in your flights well in advance, you not only ensure better availability but also prevent disappointment and higher costs.

For longer trips, consider redeeming points for premium economy or business-class tickets. While these may cost more points upfront, they often provide the best value, especially when traveling with children. Premium cabins offer additional comfort, such as extra space, better seating, and enhanced meal options, which can make a big difference on long-haul flights. The extra comfort and amenities can significantly improve the travel experience for families, helping to keep everyone relaxed and well-rested during the journey.

7. Save on Food Costs

Food can quickly become one of the biggest expenses when traveling as a family, but there are ways to cut costs without sacrificing meals. One of the most effective strategies is to book accommodations that offer kitchen facilities. Whether it's a full kitchen or a kitchenette, having the ability to prepare your own meals can save a significant amount of money. Breakfast and lunch are particularly easy to prepare in these spaces, and by cooking your own meals, you can reduce your reliance on expensive restaurant meals.

Additionally, planning your dining strategy is key to managing food expenses. While preparing some meals on your own can save money, it's important to leave room in your budget for occasional dining out to experience local cuisine or treat your family to a special meal. By striking the right balance between self-catering and dining out, you can ensure that food costs remain manageable while still enjoying a variety of meal experiences during your trip.

8. Prepare for Travel Challenges

Traveling with kids on long-haul flights can be a challenge, but with the right preparation, it can be a much smoother experience. It's essential to pack a variety of snacks to keep everyone satisfied and prevent hunger-related meltdowns. Additionally, entertainment is key—think portable devices with movies or games, coloring books, or small toys that can help keep your kids engaged throughout the journey. Comfort items, such as blankets or familiar pillows, can make the flight feel more like home, helping kids relax and sleep more easily.

Another challenge for families is managing car seats, especially when flying. Many families rely on car seats for safety, but traveling with them can be cumbersome. It's important to research your airline’s policies in advance to understand how to properly check or bring a car seat onboard. Some airlines offer car seat allowances or discounts for parents traveling with young children. For those looking for more flexibility and convenience, inflatable booster seats can be an excellent solution. They are lightweight, portable, and often meet airline safety requirements, allowing families to keep their kids comfortable and secure during the flight.

Conclusion

Maximizing points and miles for family travel requires thoughtful planning, flexibility, and a strategic approach. By being flexible with your dates and destinations, selecting family-friendly programs and accommodations, and taking advantage of credit card benefits, families can stretch their travel rewards further. Planning ahead and being mindful of flight redemption options can also make a significant difference in overall trip costs, while saving on food and preparing for travel challenges will help ensure a smooth experience on the road.

Families should embrace the opportunity to be creative in their travel planning and take full advantage of the many ways to earn and redeem points. With careful thought and a bit of flexibility, family travel on points and miles can create unforgettable memories without breaking the bank.

FAQ: Family Travel Using Points and Miles

1. How far in advance should I book family travel using points?
Booking early is recommended to secure the best availability and avoid higher redemption costs as the travel date approaches. Award seat availability for family travel can be limited, especially during peak travel periods, so planning several months ahead is ideal.

2. Can I combine points from different loyalty programs to book family travel?
Yes, some programs allow you to pool points with family members. For example, JetBlue, United Airlines, Hilton, and Marriott offer pooling options, which makes it easier to consolidate your points for a single booking. However, you’ll need to check the specific rules of each program to ensure eligibility.

3. How can I save money on food during family trips?
One great way to save on food is by booking accommodations with kitchen facilities. Having the option to prepare meals, especially breakfast and lunch, can significantly reduce food costs. Additionally, planning for occasional dining out can allow you to enjoy local cuisine while keeping overall food expenses manageable.

4. What are the best credit cards for earning points for family travel?
Look for travel credit cards with strong sign-up bonuses and bonus categories that align with your family's spending habits, such as groceries or daycare. Cards that earn transferable points (like Chase Ultimate Rewards or American Express Membership Rewards) are also great for flexible travel redemptions. Parents in two-parent households can double up by both applying for cards, maximizing the rewards earned.

5. How can I make long-haul flights more comfortable for kids?
Preparing for long-haul flights with kids requires thoughtful packing. Bring plenty of snacks, entertainment, and comfort items, like blankets and familiar toys, to help keep kids relaxed. If you need to travel with a car seat, check airline policies in advance and consider using inflatable booster seats for easier handling and comfort during the flight.